NEXA Lending · Al Wilson · NMLS #426457

Find the Right Loan
For Your Next Chapter

From first homes to investment properties and retirement solutions — we offer purchase loans, refinancing, DSCR, and HECM reverse mortgages tailored to you.

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500+
Families Helped
$150M+
Loans Closed
4
Loan Programs
5★
Client Rating

Loan Solutions for Every Need

Whether you're buying your dream home, refinancing, investing, or exploring retirement options — we have the right program for you.

Home Purchase Loans

Conventional, FHA, VA, and jumbo loans to help you get the keys to your new home with competitive rates and fast closings.

Refinancing

Lower your monthly payment, shorten your term, or tap into equity with a streamlined refinance process built around your goals.

DSCR Loans

Debt Service Coverage Ratio loans for real estate investors — qualify based on rental income, not personal income. No tax returns needed.

HECM Reverse Mortgage

FHA-insured Home Equity Conversion Mortgage designed for homeowners 62+ to access home equity while staying in their home.

Al Wilson - NEXA Lending Mortgage Loan Officer
NMLS #426457
NEXA Lending #1660690
Purchase · Refi · DSCR · HECM

A Loan Officer Who Works For You

With years of experience in home lending, I've built my reputation on one simple principle: putting clients first. Whether you're a first-time buyer navigating the process for the very first time, a seasoned investor looking for the right DSCR product, or a homeowner 62+ exploring a reverse mortgage — I'm here to make the process clear, fast, and stress-free.

As part of NEXA Lending — one of the nation's largest mortgage brokers — I have access to hundreds of loan programs and wholesale rates that traditional banks simply can't match. That means more options and better rates for you.

500+
Families Helped
$150M+
Loans Closed
5★
Client Rating
4
Loan Programs

Mortgage Calculator

Get an instant estimate of your monthly payment. Ready to lock in a real rate? Apply with Al today.

Home Price
Down Payment — 10%
3%50%
Interest Rate — 7.0%
3%12%
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Annual Home Insurance (est.)
Estimated Monthly Payment
$—
Principal + Interest + Tax + Insurance
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Down Payment
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Property Tax (monthly)
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This calculator provides estimates for informational purposes only and does not constitute a loan offer. Actual rates and payments may vary. Contact Al Wilson for an exact quote.

What Clients Are Saying

Real experiences from real families. Al's commitment to clarity and communication makes all the difference.

★★★★★

Al made buying our first home an incredible experience. He walked us through every step, explained our options in plain English, and got us a rate we didn't think was possible. We closed in 28 days!

MJ
Marcus & Jennifer T.
Home Purchase · Waukegan, IL
★★★★★

I was skeptical about a DSCR loan at first but Al explained everything clearly and found me a product that worked perfectly for my rental property. No tax returns, no hassle. Highly recommend!

DR
David R.
DSCR Investment Loan · Chicago, IL
★★★★★

Al helped my mother get a reverse mortgage and she couldn't be happier. He was patient, thorough, and treated her with so much respect. I wouldn't trust anyone else with something this important.

SL
Sandra L.
HECM Reverse Mortgage · Lake County, IL

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12
Total Clients
↑ 3 this month
5
Active Loans
↑ 1 new
3
Pending Review
No change
4
Follow-Ups Due
↑ 2 overdue
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